Today's Mortgage Rates

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Want More Options?

These home loan rates are based on certain assumptions that may differ from your specific financial needs.

Use our Customized Quote tool to get a no-obligation quote based on your exact needs.

Get A Custom Quote

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For a rate quote, please call a PennyMac Loan Officer at (866) 549-3583.

Rates valid on: Wed, Jul 12 2017, 09:49 AM PT and are subject to change without notice.Your actual rate may change dependent on a variety of financial factors.

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Discount points apply, view assumptions for details.

About Our Mortgage Rates

The purpose of this page is to give you an at-a-glance view of a variety of mortgage products and a current snapshot of their respective rates. When shopping for a home loan, it can often be helpful to see today’s rate quotes for a full range of mortgage products in one place for the purposes of a side-by-side comparison.

PennyMac Loan Services is committed to offering its customers a wide range of home loan options to suit a variety of financial needs. Whether you’re a first-time homebuyer, looking to consolidate high-interest debt or wish to invest in real estate, we offer competitive rates and term lengths that make purchasing or refinancing a home possible for thousands of customers.

If you’d like to see a more detailed quote for your specific financial profile, PennyMac also offers a Customized Quote tool that provides a no-obligation quote based on your exact needs. Once you’ve found a current home loan rate that works for your needs, get pre-approved with PennyMac’s BuyerAdvantage Pre-Approval or apply online using our Mortgage Access Center (m.a.c).