Today's Mortgage Rates

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Buy a Home
Buy a Home

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These home loan rates are based on certain assumptions that may differ from your specific financial needs.

Use our Customized Quote tool to get a no-obligation quote based on your exact needs.

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Conforming Mortgage
Conventional 15 Year Fixed
Conventional 20 Year Fixed
Conventional 30 Year Fixed
FHA Mortgage
FHA 15 Year Fixed
FHA 20 Year Fixed
FHA 30 Year Fixed
VA Mortgage
VA 15 Year Fixed
VA 20 Year Fixed
VA 30 Year Fixed

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For a rate quote, please call a PennyMac Loan Officer at (866) 549-3583.

Rates valid on: Wed, Jul 12 2017, 09:49 AM PT and are subject to change without notice.Your actual rate may change dependent on a variety of financial factors.


Discount points apply, view assumptions for details.

About Our Mortgage Rates

The purpose of this page is to give you an at-a-glance view of a variety of mortgage products and a current snapshot of their respective rates. When shopping for a home loan, it can often be helpful to see today’s rate quotes for a full range of mortgage products in one place for the purposes of a side-by-side comparison.

PennyMac Loan Services is committed to offering its customers a wide range of home loan options to suit a variety of financial needs. Whether you’re a first-time homebuyer, looking to consolidate high-interest debt or wish to invest in real estate, we offer competitive rates and term lengths that make purchasing or refinancing a home possible for thousands of customers.

If you’d like to see a more detailed quote for your specific financial profile, PennyMac also offers a Customized Quote tool that provides a no-obligation quote based on your exact needs. Once you’ve found a current home loan rate that works for your needs, get pre-approved with PennyMac’s BuyerAdvantage Pre-Approval or apply online using our Mortgage Access Center (m.a.c).