Mortgage Calculators

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When you're looking at different mortgage options with varying rates and terms, it's sometimes hard to know what that means for you and your budget. We've created some tools to help you estimate how different aspects of your mortgage might affect you.

Monthly Payment Calculator

Use this calculator to see how much you could save by refinancing with PennyMac. Go ahead, crunch the numbers!

Should I Pay Discount Points for a Lower Rate?

Use this tool to find out if it makes fiscal sense to pay discount points for a lower interest rate.

Home Affordability Calculator

Use this calculator to find out how much house you can afford.

Resources & Tools

What's your home worth?

Find out how much your home is worth with our fast, free Home Value Estimator tool.

Mortgage Rates

See today’s rate quotes. Whether you’re looking for an FHA, VA or conventional home loan, we offer competitive rates that make purchasing or refinancing a home possible.

Mortgage Learning Center

Get unbiased, useful mortgage information on APR, fixed-rate loans, mortgage insurance and other related mortgage topics at our learning center.