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loan for you
If you have good credit, a conventional loan can be one of the best ways to get a great rate without having to pay of a lot of extra costs.
We're proud to be able to offer VA Loans to our honored veterans, active service military and their families.
When financing a larger home above conforming loan limits, choose a jumbo loan if you have good credit and healthy reserves.
USDA loans are mortgages offered to rural property owners as designated by the United States Department of Agriculture.
Buying an investment property is a great way to make passive income or provide a vacation home for your family.
Buying a home for the first time can be a daunting process but we're here to help you every step of the way.
PennyMac has built a reputation on helping people stay in their homes. Talk to us and learn how we may be able to help you.
You work hard to pay for your home, make your equity work for you
Whether you’re considering a renovation to meet the needs of a growing family or have lingering high-interest debt that you’d like to pay off, your home can do more than just be a roof over your head. Talk to PennyMac about how your home equity can be turned into cash.
How much is your home worth?
All we do are home loans, and we're great at it.
Happy homeowners served
employees eager to help
you every step of the way
in loans funded in 2018
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Resources & Tools
When you first start thinking about buying a vacation home, it’s easy to get excited by visions of poolside lounging, hosting fantastic parties, or even just relaxing alone. Owning a vacation home does, however, come with several considerations and commitments. Some of these critical factors are obvious, while others are issues that you might not be aware of. Here are four considerations that all second home buyers should keep in mind as they search, via trusted real estate experts who know the industry.
Do those mid-80s beige cabinets with wood trim need to go? Perhaps your countertops are stained and burned from the previous owner. Or possibly, toes are stepped on when the whole family tries to cook together. Sounds like it’s time for a kitchen remodel. But is an affordable kitchen remodel really possible?
Like many American homeowners, your first mortgage may have been a loan with the Federal Housing Administration (FHA). Loans backed by the FHA are attractive to first-time homebuyers because FHA loans make it easier to obtain financing, requiring only minimal down payments and fair-to-good credit scores.
As a top direct national mortgage lender, PennyMac is committed to providing our customers with a range of innovative solutions to help them purchase, refinance or simply remain in their homes. Whether they’re first-time buyers who are new to the loan process or someone who is specifically seeking a competitive Conventional, FHA, Jumbo, VA or Investment Property Loan, PennyMac is dedicated to offering great rates and unparalleled service.
Being an online mortgage lender means that PennyMac can focus on the needs of its customers rather than maintaining a network of branches and banking products. The company’s licensed loan officers undergo extensive education, testing and training to help customers through the origination process every step of the way.
Since being founded in 2008 by a team of mortgage industry veterans, PennyMac has sought to restore Americans' trust in homeownership by improving the quality and consistency of the mortgage experience. The company is a major participant in the Home Affordable Refinance Program (HARP), the government program created in 2009 to assist underwater homeowners in refinancing their mortgages. PennyMac also buys loans from banks and other lenders, using its industry expertise to help customers restructure their mortgages so they can stay in their homes. To date, the company has serviced more than a million loans.