Whether you’re buying your first home or trying to make the most of your equity…

PennyMac is the mortgage services provider trusted by more than one million homeowners to help them with their home financing needs. Have you spoken to PennyMac about how to make your dream of home a reality?

See our rates

money in your house
See how much your home is worth

You work hard to pay for your home, make your equity work for you

Whether you’re considering a renovation to meet the needs of a growing family or have lingering high-interest debt that you’d like to pay off, your home can do more than just be a roof over your head. Talk to PennyMac about how your home equity can be turned into cash.

Learn more about Cash-Out

How much is your home worth?

Find the perfect
loan for you


If you have good credit, a conventional loan can be one of the best ways to get a great rate without having to pay of a lot of extra costs.

First-time Homebuyers

Buying a home for the first time can be a daunting process but we're here to help you every step of the way.

FHA Loans

FHA loans are a popular choice for home buyers who are still in the process of building their credit and savings.

Relief & Assistance

PennyMac has built a reputation on helping people stay in their homes. Talk to us and learn how we may be able to help you.

USDA Loans

USDA loans are mortgages offered to rural property owners as designated by the United States Department of Agriculture.

VA Loans

We're proud to be able to offer VA Loans to our honored veterans, active service military and their families.

The lender you can trust

All we do is home loans, and we're great at it. Just last year alone, we helped more than 250,000 consumers, like you, get a new loan.

1 million+

Happy homeowners served


employees eager to help
you every step of the way

$5 billion+

in loans funded in 2016

Hear from real
PennyMac customers

Resources & Tools


The good news is that you have found (and been offered) your dream job. The bad news is that it’s located way beyond commuting distance. The decision to relocate for your job is a tough choice that many of us will face during our career. Here are tips on how to evaluate your options, and how to make your potential move as painless as possible.

Read more about Relocating for Work: Real Estate Tips


Under the Fair Credit Reporting Act, you are entitled to one free credit report per year from each of the three national credit bureaus. However, not all credit reports are truly “free,” so it’s important to get your credit report right from the source.

Read more about How to Get a No-Strings-Attached Free Credit Report


So you have your eye on a new home, but the loan you need is bigger than the conforming loan limit—what are your options?

Read more about The Homebuyer’s Guide to Jumbo Loans

About PennyMac Loan Services

As a top direct national mortgage lender, PennyMac is committed to providing its customers with a range of innovative solutions to help them purchase, refinance or simply remain in their homes. Whether they’re first-time buyers who are new to the loan process or someone who is specifically seeking a competitive Conventional, FHA or VA loan, PennyMac is dedicated to offering great rates and unparalleled service.

PennyMac headquarters

Being an online mortgage lender means that PennyMac can focus on the needs of its customers rather than maintaining a network of branches and banking products. The company’s licensed loan officers undergo extensive education, testing and training to help customers through the origination process every step of the way.

Since being founded in 2008 by a team of mortgage industry veterans, PennyMac has sought to restore Americans' trust in home ownership by improving the quality and consistency of the mortgage experience. The company is a major participant in the Home Affordable Refinance Program (HARP), the government program created in 2009 to assist underwater homeowners in refinancing their mortgages. PennyMac also buys loans from banks and other lenders, using its industry expertise to help customers restructure their mortgages so they can stay in their homes. To date, the company has serviced more than a million loans.