Refinancing Calculators

Refinancing Calculators

Find the right refinancing calculator below to help you understand what mortgage is best for you and how much your monthly payment may be.

Monthly Payment Calculator

Use this calculator to see how much you could save by refinancing with PennyMac. Go ahead, crunch the numbers!

Comparing Mortgage Terms

Determining which mortgage term is right for you can be challenging. Compare the cost and savings associated with refinancing into a shorter term.

Should I Pay Discount Points for a Lower Rate?

Use this tool to find out if it makes fiscal sense to pay discount points for a lower interest rate.

Compare a 'No-Cost' vs. Traditional Mortgage

Use this tool to determine if a 'no cost' mortgage is right for you.

How Do Closing Costs Impact the Mortgage Rate?

Compare closing costs and determine which loan options are best for you.