Customer Reviews & Testimonials – Page 9

Providing unparalleled service to our customers is one of our highest priorities. After each loan closes, we ask our customers how we did and how we might be able to serve them better. Below you will see some of the responses we’ve gotten from real PennyMac customers.

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Testimonials

Making my life WONDERFUL

"I became a PennyMac customer with my original loan back in 2014 and I have had the BEST experience. I love being able to pay my mortgage online and the process of this refinance was so awesome, no stress at all. Kudos to the PennyMac staff, especially Lee Kieu and Clinton Martin for making my life WONDERFUL. Keep up the great work. Thanks a million!"

Extremely impressed with everyone that was involved in my refi

"I have to say that I was extremely impressed with everyone that was involved in my refi. The phone calls and the prompt responses to emails were an unexpected surprise to say the least. Also, a special note to my loan officer, who was aware of my situation and advised me upfront what to expect. If he had not done that in the very beginning, I do not know if I could have made it through the process as well as I did. Thank you!"

could not have asked for a better experience

"From my initial call to the signing of the papers, I could not have asked for a better experience. The loan officer assigned to me was fantastic. He was very thorough in explaining the process, what I could expect, and an approximate settlement date. I was then introduced to the loan processor. He, too, was exceptional. He stayed in contact with me, kept me updated, and ALWAYS asked if I had any questions or concerns that he could help with. We had a small glitch when it came time to settlement (no fault of the loan officer or loan processor or PennyMac in general). I called my loan processor and he was right on it. He called me back within minutes with a solution to the problem. This entire process could not have gone any smoother. I am extremely pleased with my experience with PennyMac and with my loan officer and loan processor in particular. They are both superb in their jobs!"

Kept us informed

"Ramsey Farah is the best loan officer I've ever had the pleasure of dealing with. He explained all of the loan options that were available to us and kept us informed on the status of our home loan. Dealing with this home loan officer makes the process less intimidating! Thank you, Ramsey Farah!"

I will definitely make PennyMac my first choice for a mortgage

"After having dealt with my credit union for the last 14 years, I was very skeptical about going through the mortgage loan process with anyone else. Of the three banks that I solicited through the Costco website, PennyMac was the only one that took the time to go through the complete loan application on the initial phone call. Rene was genial and thorough and offered me some options. The other 'banks' that I spoke to said that my loan couldn't be completed for one reason or another, which basically said they didn't even attempt to put in the work necessary to get the loan completed. Within the first 3 days of making contact with PennyMac, I knew that they would see it through to completion. Rene and Rose did an outstanding and thorough job, and handled me well. Ms. Patricia, the appraiser was prompt, thorough, professional, and very timely in completing the appraisal. Ms. Janet, the notary was very, very thorough, efficient, and professional as well. Overall, I am very impressed with PennyMac as a company. They have the mortgage process down to a science. They are efficiently organized and utilize the internet to expedite the process, which made it extremely convenient for me to fulfill my part of the process at my convenience. I will definitely make PennyMac my first choice for a mortgage and recommend them to family and friends."

I commend the staff for a great job done

"Hire more loan officers like Todd Bugbee and Mark. They are truly professional. PennyMac is very lucky to have such team workers. I would highly recommend friends to PennyMac. Keep up the good work. I commend the staff for a great job done."

Great experience--seamless

"All PennyMac agents were specific and accurate with all of the loan information to me. I would recommend you folks any time. Great experience--seamless."

They patiently explained and addressed my concerns

"I am very satisfied with the experience from the first phone call in January to the last email correspondence today. All interactions with PennyMac representatives were courteous and pleasant. The refinance process can be intimidating to somebody like myself who is not familiar with all terminology, etc. They patiently explained and addressed my concerns. It is sad to say that we cannot expect this level of service from all industries. I appreciate the professionalism and outstanding service."

An incredible process

"Brian made this an incredible process. He made refinancing a simple, clear, and comfortable experience. He is a unique talent in the financial industry and an asset to your business. As long as he is there, you will keep my family's business. Thank you for having people like this on your team."

Absolutely outstanding

"The service that was provided me was absolutely outstanding. Anything that I needed, anything that came up, any questions I had, all of that was answered and put to rest immediately. The timeframe that I was given was way longer than the actual time that it took for everything to be complete. The process was wonderful."

Provided just-in-time support and service

"It is with great pleasure that my wife and I would like to send kudos for a job well done to two outstanding professionals during this loan processing: Mr. Jarett DelBene and Ms. Aleida Estrada. They provided just-in-time support and service throughout this lengthy process. It is our hope that PennyMac will continue to maintain our mortgage loan through its entirety without the direct sell to another agency.'"

You guys are the best, and you were the best for me.

"I want to thank the young men that helped me with everything I needed to do. They took care of me as if I was their mother/grandmother. Smiles and many thanks to Jason and Charles--you guys are the best, and you were the best for me."

Everything was wonderful

"I never knew refinancing would have been this painless. I never had heard of PennyMac until my loan was sold to them in December 2013. I am very pleased with the whole process and have been telling my friends about the company. My only recommendation would have been to make different arrangements on closing funds after rescission. I closed on the loan on 1/22 and did not receive my check until 1/31 via mail. I would have preferred direct deposit. Other than that, everything was wonderful!"

The most efficient, prompt, and kind financial institution I've ever encountered.

"I wish I could complain, but PennyMac has been the most efficient, prompt, and kind financial institution I've ever encountered. For anyone needing to purchase a home, I highly recommend PennyMac."

Took the time to ensure everything was explained

"Ben Lipska was outstanding. He was extremely knowledgeable, professional, and helpful. I had several questions regarding the loan/refinance process and he took the time to ensure everything was explained. My husband and I were very pleased with Ben's efficiency on the refinance and promptness on always contacting me back for follow up. Ben made the process very smooth and hassle free. I would highly recommend Ben to anyone as he was an absolute pleasure to work with. Thank you."

Truly an outstanding loan process

"Nothing, this was truly an outstanding loan process. When I first called about the refi, I was not sure whether I would proceed. After talking to Merrill Tapia for 5 minutes, I was in. She was not only friendly and knowledgeable about the process, but in addition she processed a rare sincerely truthful quality that is a little hard to explain. I just felt comfortable with her from the get go. I'm a retired Chief from the USAF and let me tell you, if you could clone her, PennyMac would be hard to beat. Please thank her for me. Also, I would be remiss if I didn't acknowledge Courtney, my loan processor. She was outstanding as well. Thank you."

Attentive to our needs, kept me informed, and were courteous in all respects

"Both the loan officer, Elliot Bloch, and the loan processor, Kristi Spangler, did an above excellent service to us. They were attentive to our needs, kept me informed, and were courteous in all respects. They were very professional in the performance of their job. They are assets to your organization. I would be happy for you to share my thoughts with these two people. Sometimes I was grumpy, but they were always courteous and patient. I want them to know through their management, that, overall, I was very pleased with how well they took care of us."

There at all times with answers and explanations

"Our loan officer was Ben Lipska. He was excellent to work with. I appreciate the work and time he put into helping with our loan. I had a lot of questions and sent many emails and he was there at all times with answers and explanations."

I just wish I'd call PennyMac earlier than I did

"I just wish I'd call PennyMac earlier than I did. I should have save more. But, to make our 12.5 year balance of mortgage go down to 10 years and from 7.5% to 3.6%, no one can beat that. The process was faster than I thought. Thanks a lot, PennyMac."

We are glad to have a relationship with PennyMac

"Your employee, Ms. Veronica Baldeo was exceptional in helping us in this process, and kept me informed on what was going on. She accepted my calls with no hesitation, and returned phone calls in a timely manner. My wife is a sceptic in some matters, as we had been informed of a lot of things on our initial loan that were not the same when we got to closing (which was not with PennyMac). Ms. Baldero made us feel comfortable throughout this process. She gave us exact figures, timelines were met, and what she told us came to pass. She was the reason that this process concluded in a positive manner for us. We are glad to have a relationship with PennyMac. Thanks very much, PennyMac."

It was a truly outstanding experience

"It was a truly outstanding experience to refinance my loan through PennyMac. Ed and Minh were very helpful and QUICK in addressing all of my questions or concerns. It was a completely different experience from getting my loan initially with a different lender. My documents would be lost, I would not get answers for weeks, and it was a disaster. PennyMac, on the other hand, is definitely a #1 option that I have already recommended to all my family and friends.'"

Went well above and beyond to ensure my refinance went smooth

"My loan officer, Jeremy Watts, went well above and beyond to ensure my refinance went smoothly and successfully. He went so far as to assist me on his day off from home. Now, THAT is dedication!"

They were so kind

"I had a wonderful experience with both Erich and Tim. Both were very friendly, kept me up to date and knowledgeable. It was a pleasure to work with both of them. They were so kind. Every time I called with questions, they both had an answer and were forthcoming with information. They spelled out the process and the timeline in a way that was completely understandable for someone who had never been through the refi process."

People were knowledgeable and helpful

"Everybody that was involved was great. People were knowledgeable and helpful. I would recommend PennyMac to others. Thank you."

It was fast, easy, and simple

"From the beginning to end of my IRRRL process, it was fast, easy, and simple. This is all thanks to the account executive and his team of professionals that took the time no matter where they were to help answer questions or quell concerns. Awesome service from awesome people that really care about customer service."

I couldn't have asked for an easier refinance process

"PennyMac really has been a great loan provider. They informed me of ways to save on my month payment, helped me through a refinance of my existing loan, and even expedited the process. In truth, I couldn't have asked for an easier refinance process. Thank you."

I would recommend PennyMac to anyone looking for a home loan or refi

"Carl Illum was friendly, knowledgeable. Made me feel at home talking to a friend. I would recommend PennyMac to anyone looking for a home loan or refi."

Thanks again for a seamless transition from one loan to this new one

"Susan Aowrang and Gina Merritt handled my loan application and the entire process fabulously. All my major concerns with refinancing were addressed and no question was left unanswered. The two young ladies, Ms. Kristan Deak and Ms. Lizzette Vargas (not sure if they're PennyMac employees) also handled their ends of the application process in an excellent manner. I was leery at first when my previous mortgage was transferred to PennyMac, but I've been extremely satisfied with their professionalism and with their handling of my specific concerns. Again, I couldn't have asked for more professional and courteous representation from PennyMac. All the ladies went the extra mile to ensure no stone was left unturned and I am very happy with my new refinanced loan. Thanks again for a seamless transition from one loan to this new one."

I had a wonderful experience refinancing with PennyMac

"I had a wonderful experience refinancing with PennyMac. It was so much easier than I expected. The length of time from start to finish was unbelievably short and sweet. My loan officer and processor were efficient, courteous, and all around nice people. I can't say there is anything I could say negatively about the whole process."

Everything went so fast

"We worked with Billy Manapat and he was exceptional. Honestly, he's the reason I considered moving forward with the process with PennyMac. He is very professional and friendly. I enjoyed working with him and will gladly recommend him and PennyMac to my circle of friends and family :) Everything went so fast-- I spoke to Shount Davoodian only a handful of times, he took over the processing of my loan from the first loan processor that was assigned and he was also very professional and friendly. Thank you to both Billy and Shount. Enjoyable experience (except for the many many pages of paper to sign). On a side note, the notary, Ruth Simon, who came to our house was also great to work with. Please consider her services in the future, as she was great."

I would recommend PennyMac for all your mortgage needs

"Cherisse Andry was such a pleasure to work with. She helped to make this process so easy and simple, with lots of laughter. From working at a financial institution that does mortgages, this had to be by far the best experience I have seen from a mortgage company. Things went smoothly, timelines were met and exceeded expectations. I signed in the documents in my own home, and the notary that came, was very punctual and efficient. I would recommend PennyMac for all your mortgage needs."

I referred my neighbor to PennyMac

"I referred my neighbor to PennyMac. She was very pleased at the options she was given and is still considering her next move. Having our old loan with PennyMac was the reason we stayed with you. We have had no problems and everyone we've spoken to has been extremely professional, courteous, and thorough. We were very pleased."

Definitely, I will recommend PennyMac

"Very pleased with the outstanding job have done on behalf of our situation. It was done professionally. Thank you for your help. I'm a very satisfied customer. Definitely, I will recommend PennyMac. Edith Torosyan and Nyree Derderian, thanks again."

Very satisfied with the service that we received

"My wife and I were very satisfied with the service that we received with PennyMac, from the first phone call to the signing of our loan documents, which were brought to our house to be signed and notarized. Can't think of anything that PennyMac could do to make their service any better. We are completely satisfied."

Truly exceeded my expectations

"You need to hire more account executives like Lorraine Ponce. She truly exceeded my expectations. Very professional and I would recommend her to anyone."

I was very pleased with this process

"I was very pleased with this process. I had a very BAD experience with the last loan process and was very uneasy when this started. Sheila Karlowsky was very up front in regards to what PennyMac was trying to do, and if they could not help me she would not go forward. She went above the call with me. She got answers if she did not know and helped me understand the things I did not. She made this a very easy process. For the first time in over 6 years I feel like there is a company that will tell you the truth and will do what they say they will. I was very impressed. I would recommend PennyMac to all my friends. I have already recommended them to two of my coworkers."