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Type of Loan
Purchase
Purchase
Refinance
Refinance
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Credit Score
720 +
720 +
680-719
680-719
620-679
620-679
< 620
< 620
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Home Type
Single Family
Single Family
Condo
Condo
Co-Op
Co-Op
Manufactured
Manufactured
Mobile
Mobile
Townhouse
Townhouse
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Property Use
Owner Occupied
Owner Occupied
Second Home
Second Home
Investment Property
Investment Property
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Phone: 1-866-549-3583

Refinancing your existing loan may result in your total finance charges being higher over the life of your loan.

**For Conventional and FHA purchase loans PennyMac’s $1,100 origination fee is waived, and on VA purchase loans, the original fee is reduced by $1,100. Loans must be locked before 12/31/2020. Excludes in-process and third-party loans.