Students & Graduates


PennyMac is actively recruiting talented young professionals from diverse academic background who will thrive in a high-growth entrepreneurial environment.

Our university programs seek to match the brightest graduates with positions that will serve as a strong foundation for their careers.

As a part of our Full-Time Analyst program, you will have the opportunity to learn from some of the brightest minds in financial services and play an important role in innovating an industry.

Why Start a Career at PennyMac?

  • Rapidly growing, innovative company with an entrepreneurial culture
  • Top 5 producer of residential mortgages in the U.S
  • One of the largest publicly listed financial services companies in Southern California
  • Opportunities for personal development and career advancement
  • Competitive compensation and benefits package

Full-Time Analyst Program

PennyMac’s Full-Time Analyst Program offers an opportunity for you to build a career in the financial services industry together with a class of Analysts who will train and grow together during their first few years at PennyMac.

As a member of the Full-Time Analyst Program, you will have ongoing access to finance, technical, business and professional training sessions run by PennyMac’s senior executives.

During the program, Analysts will also attend social and networking events with peers and PennyMac professionals across the organization.

This program is intended for high-potential individuals seeking a challenging and fast-paced work environment that will provide the experience necessary to build a variety of skills and advance your career.

Career Opportunities

  • Business Development
  • Capital Markets
  • Corporate Direct Lending
  • Contract Finance
  • Credit Risk Management
  • Financial Planning & Analysis
  • Human Resource
  • Information Technology
  • Investor Relations
  • Internal Audit
  • Correspondent Lending
  • Loan Servicing
  • Treasury


  • Minimum GPA of 3.0
  • Authorized to work in the United States

Application Deadline: Program deadline has passed. Please feel free to contact for information on future opportunities.

Ideal If You Want…
Our Leadership Has Worked at…
Ideal If You Want…
  • to work in the financial services industry
  • to work in a fast-paced, team-based environment
  • to work with a highly regarded management team
  • to join an intellectually stimulating, growth-oriented company
  • to be in Southern California
Our Leadership Has Worked at…
  • Bank of America
  • BlackRock
  • Credit Suisse
  • Deloitte
  • Gibson Dunn
  • Grant Thornton
  • HSBC
  • Morgan Stanley
  • The White House

Want to join the team?

PennyMac welcomes enterprising students and grads looking to make that vital first step in their careers. Whether you’re looking for an introduction to the industry through one of our internship programs or a foundation for your career through a variety of entry-level position, PennyMac is a great destination for a curious mind.

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