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The PennyMac Mortgage Blog is where you'll find unbiased, useful info to help save you money, time and peace of mind during the mortgage process. If you have a mortgage or are about to get one, we think you'll find info here you can't always get elsewhere.

06.18.18

Buying a property can be stressful enough without having unfamiliar words thrown in too. Even if it’s not your first mortgage, it can still be a confusing process. This glossary demystifies common words used in mortgage transactions.

Read more about Real Estate and Mortgage Glossary

06.15.18

Most people become familiar with term “loan officer,” the professional who helps you figure out which loan option is right for you, when looking for a mortgage. You get the mortgage and keys to your new home, and then wave goodbye to your loan officer...but not so fast! There are other surprising—and important—ways a loan officer can be instrumental to your financial future.

Read more about 10 Unexpected Ways Your Loan Officer Can Help You

06.13.18

During the homebuying process, you’re sure to encounter the term Loan-to-Value (LTV) ratio. So what exactly is your LTV ratio, and why is it important?

Read more about What Is Loan-to-Value (LTV) Ratio?

06.13.18

During the homebuying process, there are typically two professionals who will assist you through it: a real estate agent and a loan officer. Most people are familiar with real estate agents, but loan officers are less well-known—especially to first-time homebuyers.

Read more about Real Estate Agent vs Loan Officer: What's the Difference?

05.29.18

Adjusting your home thermostat while away on vacation or checking on your kids via your in-home nanny camera are conveniences of the modern technology age. But, are you the only one getting into your home?

Read more about Security of IoT: Do Your Devices Compromise Your Home Privacy?

02.26.18

"Nationwide, more than 371,000 homeowners associations (HOAs) benefit community members, according to HOA-USA, an online resource for U.S. townhome, condominium, and single-family homeowner associations."

Read more about A Homeowner’s Guide to HOAs

02.18.18

Researching your family history can reveal family honor (and perhaps a few secrets) but what about your home? Even homes can have mysteries – perhaps you don’t know who built your house or when. Why that strange cupboard is in the kitchen? As a child, did a celebrity practice their “no-paparazzi” wave in the foyer?

Read more about Your Home’s History: Digging into Resources, Finding Treasure