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The PennyMac Mortgage Blog is where you'll find unbiased, useful info to help save you money, time and peace of mind during the mortgage process. If you have a mortgage or are about to get one, we think you'll find info here you can't always get elsewhere.

11.19.18

In a typical home buying scenario, the purchaser works with a lender to obtain financing for their dream home. But this isn’t for everyone. Assumable mortgages can save you plenty of time and money during the buying process and beyond!

Read more about Understanding Assumable Mortgages

10.29.18

The United States economy has flourished in recent years, and the housing market continues to gain strength. But with confusing factors like rising mortgage rates, a competitive buyer’s market, and home prices that are higher than any previous peak, many people are unsure about what will happen in 2019.

Read more about Housing Market Predictions: 2019 and Beyond

09.25.18

Everyone wants to get the best house possible for the best possible price. But even at a great price, it’s probably the most expensive purchase you will ever make, so searching for easy ways to save is a good idea. Add in a competitive market, and would-be home buyers will be looking for any advantage possible.

Read more about How to Determine the Best Time to Buy a House

09.25.18

The holiday season offers cozy candles and festive lights, but it should also be a season of caution and care — to protect your home and the lives of loved ones.

Read more about Holiday Tips for Homeowners

09.21.18

Medicine focuses on protecting your health in order to avoid illness – and an annual physical is key to see how your body is performing.

Read more about Your Financial Check-Up: 7 Things to Evaluate

08.16.18

What does your dream home look like? Is it a classic Victorian set far back from the road with stately elm trees shading the formal garden, or a brand-new split level in an up-and-coming housing development with a communal pool, tennis courts, and a playground for the kids?

Read more about New Homes vs. Old Homes: Which Is Right For You?

08.01.18

The Millennial generation is often simultaneously blamed for and credited with many of the recent changes in American culture. One common tale is that Millennials don’t want to own their own homes. Like most broad generalizations, this statement is not entirely accurate.

Read more about How Millennials Are Changing the Housing Market

07.30.18

"Even in superheated housing markets, summer is the hottest season — and 2018 has been particularly brutal, fueled by declining inventory and strong demand. But by September, the real estate market cools down, along with outdoor temperatures. Which may mean it’s the perfect time to harvest a home."

Read more about Why Fall Is the Best Time to Buy: A Shopper’s Guide to the Benefits of Autumn House Hunting

07.24.18

At the most basic level mortgages are investments, and anyone who pays the least bit of attention to the stock market understands that some investments invite much more risk than others. There are several types of mortgages that commonly carry more risk than conventional loans; below we’ll examine why they should be avoided.

Read more about Risky Mortgages You Probably Should Avoid