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The PennyMac Mortgage Blog is where you'll find unbiased, useful info to help save you money, time and peace of mind during the mortgage process. If you have a mortgage or are about to get one, we think you'll find info here you can't always get elsewhere.

04.17.19

Starting in 2015 through 2017, suburban populations have been growing faster than the cities they surround, according to a report from the Brookings Institution, reversing the previous trend. Nationwide, as the economy and the housing market improves, more people – millennials in particular – are moving out of cities and into suburban neighborhoods.

Read more about The Burbs are Back: Homebuyers are Looking to the Suburbs

04.17.19

Homeownership has been a keystone of the American dream. The ability to decorate your walls, paint a room sky blue, and live with a furry companion without landlord approval makes buying a home attractive, as do the substantial financial benefits such as tax savings and equity building. What’s more, there’s nothing like the peace of mind that comes from the knowledge that your home is truly yours.

Read more about Rent vs. Buy: The Pros and Cons of Homeownership

04.09.19

When it comes to filing your taxes, owning a home has historically been a huge benefit. However, the recent tax law changes have left many homeowners wondering what is still available for mortgage interest, mortgage points, property taxes, and other deductions. So, how do you make the most of your deductions?

Read more about Guide to Homeowner Tax Deductions

12.20.18

On the most basic level, an easement allows non-owners to legally access a specific property for a particular reason. As a homeowner, the idea of other people entering your land may be off-putting, but in practice, easements cause few problems and are relatively commonplace.

Read more about All About Easements: How They Affect Your Property

12.05.18

Most new year’s resolutions include staying fit and healthy, losing weight, spending less and saving more. We spoke with Tom Kraeutler, the nationally syndicated radio host of The Money Pit Home Improvement Radio Show to discover New Year’s resolutions you can make that will help keep your house in great shape year-round.

Read more about 10 New Year’s Renovation Resolutions

10.29.18

The United States economy has flourished in recent years, and the housing market continues to gain strength. But with confusing factors like rising mortgage rates, a competitive buyer’s market, and home prices that are higher than any previous peak, many people are unsure about what will happen in 2019.

Read more about Housing Market Predictions: 2019 and Beyond

09.25.18

Everyone wants to get the best house possible for the best possible price. But even at a great price, it’s probably the most expensive purchase you will ever make, so searching for easy ways to save is a good idea. Add in a competitive market, and would-be home buyers will be looking for any advantage possible.

Read more about How to Determine the Best Time to Buy a House

09.25.18

The holiday season offers cozy candles and festive lights, but it should also be a season of caution and care — to protect your home and the lives of loved ones.

Read more about Holiday Tips for Homeowners