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The PennyMac Mortgage Blog is where you'll find unbiased, useful info to help save you money, time and peace of mind during the mortgage process. If you have a mortgage or are about to get one, we think you'll find info here you can't always get elsewhere.
02.05.20
Filing your taxes can be complicated — especially when you own a home. But there are also a lot of potential write-offs that are often overlooked, as well as tax benefits to home-owning that you’ll want to make sure you’re aware of come tax time.
Read more about Homeowner Deductions Guide 2019 - 2020 and Overlooked Tax Write-offs
08.21.19
Smart devices can secure your home and make life easier. For example, there’s no need to juggle groceries and keys, with a Bluetooth-enabled or voice-activated front door lock.
08.15.19
You saved for ages (or at least what seemed like it) before buying your home, and you invested even more time and money during your years of ownership. But what if something happens to your home and everything you worked so hard for? Could you afford to rebuild and replace it all? For most people, the answer, tragically, is “no.”
07.17.19
Furnishing a home can be expensive. Maybe a new fridge is on the shopping list, or you’d like to change out rugs in the living room and replace your old furnace with a more efficient and recent edition.
Read more about Equip Your Home for Less: Your Month-by-Month Home Essentials Buying Guide
05.23.19
In a typical home buying scenario, the purchaser works with a lender to obtain financing for their dream home with a conventional mortgage. In certain situations another option may be better, assuming a mortgage. Assumable mortgages can save you a great deal of money during the buying process and beyond.
05.23.19
Whether you want to spend your time on the golf course, traveling the world, or just relaxing with friends and family, most people have one common retirement goal — freedom. One thing that can increase personal feelings of freedom in retirement is a reduction in debt and bills.
04.16.19
Starting in 2015 through 2017, suburban populations have been growing faster than the cities they surround, according to a report from the Brookings Institution, reversing the previous trend. Nationwide, as the economy and the housing market improves, more people – millennials in particular – are moving out of cities and into suburban neighborhoods.
Read more about The Burbs are Back: Homebuyers are Looking to the Suburbs
04.16.19
Homeownership has been a keystone of the American dream. The ability to decorate your walls, paint a room sky blue, and live with a furry companion without landlord approval makes buying a home attractive, as do the substantial financial benefits such as tax savings and equity building. What’s more, there’s nothing like the peace of mind that comes from the knowledge that your home is truly yours.
Read more about Rent vs. Buy: The Pros and Cons of Homeownership
