Making Payments

Making your mortgage payments in a timely fashion is one of your most important obligations as a homeowner and customer of PennyMac. We have a number of ways for you to make your payments.

Making Payments

By mail:

Please complete and detach the payment coupon at the bottom of your monthly statement and mail your payment using the pre-addressed envelope.

If you have misplaced or did not receive your statement, please send your check, including your loan number on the memo line, to:

PennyMac Loan Services
P.O. Box 30597
Los Angeles, CA 90030-0597

One-Time Online Payment Service:

Use this quick and convenient online payment option to make a one-time mortgage payment directly from your checking or savings account using Electronic Funds Transfer.

Access this option by going to the My Account tab of PennyMacUSA.com. After you register/login, click on “Loan Servicing Center,” followed by “One-Time Draft.” Follow the instructions from there.

By phone:

Contact one of our Loan Specialists at (866) 545-9070 to pay your mortgage immediately over the phone.

Western Union Quick Collect:

Use Western Union to ensure immediate receipt of your payment. Call (800) 325-6000 to find the nearest Western Union location. Western Union will charge you a fee for this service. Complete a Quick Collect Payment form with the following information:

Pay To: PennyMac Loan Services
Code City: PennyMac
Code State: CA
ID Number: Your Loan Number

Overnight Mail Payment Address:

ACH is a convenient, economical and efficient way for you to make your monthly mortgage payment. No checks, no stamps, no worry. Using this method, your payments are automatically deducted every month on the date that you choose. There are two ways to sign up for this service:

1. Manual Application: Fill out this short ACH application, fax or mail it to us as instructed on the application.

Or

2. Online Application: go to the “My Account” tab of PennyMacUSA.com. After registering/logging in, click on “Loan Servicing Center,” followed by “Auto Draft Payment.” Follow the online instructions from there.

Overnight Mail Payment Address:

Overnight couriers, such as FedEx and UPS, will not deliver to P.O. boxes. Please use this address when selecting such a courier:

PennyMac Loan Services
27001 Agoura Road
Calabasas, CA 91301