*Rate examples are for conforming conventional (max $417,000) loans in California with 1.0 origination points, borrower FICO score of 780 or greater with a loan to value (LTV) of 80% or less on a single family owner-occupied residential property. Rates and APRs may vary depending on loan details including but not limited to points, loan amount, loan-to-value, borrower credit, income, expenses, property type, occupancy and geography. Payment illustrations do not include impounds for taxes or other items. Closing costs will apply and can vary by state. This is not a commitment to lend but for illustrative purposes only. Other restrictions may apply. All rights reserved. This program is available as of July, 2010 and is subject to change without notice.