About the FHA Streamlined Refinance Program:

  • For homeowners currently in a FHA loan
  • Available for a 5 year ARM (Adjustable Rate Mortgage) as well as a 15 or 30 year Fixed Rate Loan
  • No Appraisal required—refinance even if you owe more than you think your home is worth
  • Minimal credit and documentation requirements

Additional Resources

PennyMac Website
Government (HUD) Website

FHA Streamlined Refi:

Take advantage of low refinance rates—even if you owe more than your home is worth!

  • No appraisal required
  • Lower monthly payment in as little as 30 days
  • Lower credit and limited documentation requirements—STREAMLINED Process for quick close

Call us toll-free to learn more:

If your property is located in California: (866) 719-3202
If your property is located in Minnesota: (866) 579-7516
If your property is located in Hawaii: (866) 629-4569

OR, simply fill out the following form and we will call you:




Note: If your property is located in a state that is not listed, we are not able to help you with a home loan at this time.