As a top national mortgage lender, PennyMac is committed to providing its customers with a range of innovative solutions to help them purchase, refinance or simply remain in their homes. Whether they’re new to the home loan process or experienced buyers specifically seeking a competitive conventional, FHA or VA loan, PennyMac is dedicated to offering competitive rates and superior service.
Being a direct mortgage lender means PennyMac can focus on the needs of its customers rather than maintaining a network of branches and banking products. The company’s licensed loan officers are trained to help customers through the process every step of the way.
Since its founding in 2008, PennyMac has sought to restore Americans’ trust in home ownership by improving the quality and consistency of the mortgage lending experience.
The company offers multiple options to help prospective customers buy, refinance or simply stay in their homes. PennyMac has participated in the Home Affordable Modification Program (HAMP) and the Home Affordable Refinance Program (HARP), federal programs created in 2009 to help customers in need of financial assistance remain in their homes. PennyMac also buys loans from banks and other lenders, using its expertise to help customers restructure their mortgages so they can stay in their homes. As a major loan servicer, the company also supports more than 1,000,000 PennyMac home loan customers.
At PennyMac, we are committed to doing the right thing for our customers, colleagues, business partners, shareholders and the communities we serve. We strive to be Accountable, Reliable and Ethical in everything we do.
We A.R.E. PennyMac.
Doing the right thing in an Accountable way means we continuously seek to drive performance excellence through innovation, risk management and active measurement.
Being Reliable means we work together and commit ourselves fully to exceed customer expectations by operating with urgency and demonstrating our technical expertise.
Doing business in an Ethical way means we behave with honesty, fairness and integrity to build the utmost trust among each other and everyone our business serves.
Are you interested in joining the PennyMac team? Visit our careers page to find out more.
PennyMac Financial Services Is a Leading Mortgage Specialist
- Operating subsidiaries founded in 2008; publicly traded (NYSE: PFSI) since 2013
- Specialized mortgage platform with more than 2,900 employees
- Track record of successful growth in business volumes and profitability
- Commitment to strong corporate governance and compliance culture
- Investment partnership with PennyMac Mortgage Investment Trust (NYSE: PMT)
Visit Investor Relations to find out more.
Small balance with confidence.
PennyMac Commercial Real Estate Finance (PCREF) is a direct, non-bank lender specializing in small balance multifamily and commercial loans nationwide.
PCREF is proud to blend the financial strength and leadership you can count on with the flexibility and streamlined process you deserve.
Visit PCREF to find out more.
Equal Housing Opportunity © 2018 PennyMac Loan Services, LLC, 3043 Townsgate Rd, Suite 200, Westlake Village, CA 91361, 818-224- 7442. NMLS ID # 35953 (NMLS Consumer Access). Arizona Mortgage Banker Lic. # 0911088. Loans made or arranged pursuant to a California Financing Law license # 60DBO-46246. North Dakota Money Broker Lic. # MB102550. Information, rates and pricing are subject to change without prior notice. All loan programs subject to borrowers meeting appropriate underwriting conditions. This is not a commitment to lend. Some products may not be available in all states. Other restrictions apply. All rights reserved.
The PennyMac Correspondent Group (PCG) specializes in the acquisition of newly originated U.S. residential mortgage loans from small banks and independent originators. Loans are acquired from a complete cross-section of the US mortgage market, reflective of a product offering that includes conforming, FHA, VA, USDA, and Jumbo loan products.
Working with the PennyMac Correspondent Group means receiving a best-in-class client experience. Our goal is to give you outstanding customer service, delivered in an accountable and reliable way, with the highest levels of ethical conduct. At PennyMac, we build value through an efficient and consistent purchase process along with an unparalleled servicing experience, not by cross-selling ancillary products.
Visit GoPennyMac to find out more.
Equal Housing Opportunity. 3043 Townsgate Road, Suite 300, Westlake Village, CA 91361. NMLS # 252869 (NMLS Consumer Access). Trade/service marks are the property of PennyMac Corp. and/or its subsidiaries or affiliates. Some products and programs may not be available in all states. Georgia Residential Mortgage Licensee # 33028. Illinois Department of Financial & Professional Regulation, 320 W Washington St, Springfield, IL 62786, Residential Mortgage Licensee # MB.6760811. Minnesota: This is not an offer to enter into an agreement and an offer may only be made pursuant to Minn. Stat. §47.206 (3) & (4). Licensed by the Mississippi Department of Banking and Consumer Finance. Licensed by the New Hampshire Banking Department. North Carolina Permit No. 108112. This is a secondary market business to business site and not intended for consumer use. This is not an offer for extension of credit or a commitment to lend or to purchase loans. Other restrictions may apply. Terms are subject to change without notice at the sole discretion of PennyMac Corp. © 2009-2018 PennyMac Corp. All rights reserved.
The PennyMac Home Loan Affinity Program
A Unique Money-Saving Discount for Your Employees or Association Members
When you participate in our Home Loan Affinity Program, you can offer your employees or members a way to save on their home loan every single month — an opportunity that could be worth thousands of dollars over the life of the loan.
PennyMac offers a wide range of fixed rate, adjustable rate, VA, FHA and Jumbo loans, so borrowers can choose the one that’s right for them. And, first-time home buyers can take advantage of programs that require as little as 3% down.
With everything you need to encourage employee and member participation, our program is designed to be quick and easy for you to implement.
Visit PennyMac Affinity to find out more.